/* ==========================================================================
   The Medicare Professor - Design System
   Hand-coded. Scholarly ink navy + leaf green + warm paper. Premium, calm,
   senior-friendly, fast. Led by Jason York, Insurance Made Simple.
   ========================================================================== */

/* ---------- Tokens ---------- */
:root {
  /* Brand */
  --navy-950: #081226;
  --navy-900: #0c1c3a;
  --navy-800: #12264d;
  --navy-700: #1a3468;
  --navy-600: #1f4287;
  --navy-500: #2c56ab;
  --navy-400: #5b7fc7;
  --navy-100: #e3eaf7;
  --green-700: #2c7a2e;
  --green-600: #368a36;
  --green-500: #44a340;
  --green-400: #6fc267;
  --green-100: #e7f4e4;
  --green-050: #f2f9f0;

  /* Neutrals */
  --ink: #101c30;
  --slate-700: #3c4658;
  --slate-500: #64708433;
  --slate-500: #647084;
  --slate-400: #8b95a7;
  --line: #e3e6ec;
  --paper: #f9faf7;
  --parchment: #f2f4ed;
  --white: #ffffff;
  --on-dark: #ccd6e8;

  /* Accents */
  --sky: #3e7fd4;
  --amber: #d9a13b;
  --success: #2c7a2e;
  --danger: #b3423a;

  /* Typography */
  --font-display: "Source Serif 4", Georgia, "Times New Roman", serif;
  --font-sans: "Figtree", -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;

  /* Fluid type scale */
  --fs-display: clamp(2.6rem, 1.4rem + 5.2vw, 4.9rem);
  --fs-h1: clamp(2.1rem, 1.3rem + 3.4vw, 3.5rem);
  --fs-h2: clamp(1.7rem, 1.2rem + 2.1vw, 2.55rem);
  --fs-h3: clamp(1.25rem, 1.05rem + 0.9vw, 1.55rem);
  --fs-lead: clamp(1.05rem, 0.98rem + 0.4vw, 1.25rem);
  --fs-body: 1.0625rem;
  --fs-sm: 0.9rem;
  --fs-xs: 0.78rem;

  /* Spacing & layout */
  --container: 1200px;
  --container-wide: 1340px;
  --container-narrow: 780px;
  --gutter: clamp(1.25rem, 0.8rem + 2vw, 2.5rem);
  --section-y: clamp(4rem, 2.5rem + 6vw, 7.75rem);
  --space-7: 1.75rem;
  --radius-sm: 10px;
  --radius: 16px;
  --radius-lg: 24px;
  --radius-xl: 32px;

  /* Effects */
  --shadow-sm: 0 1px 2px rgba(12, 28, 58, 0.06), 0 2px 6px rgba(12, 28, 58, 0.05);
  --shadow: 0 10px 30px -12px rgba(12, 28, 58, 0.18);
  --shadow-lg: 0 30px 70px -30px rgba(12, 28, 58, 0.35);
  --shadow-green: 0 14px 34px -12px rgba(54, 138, 54, 0.5);
  --ring: 0 0 0 4px rgba(44, 86, 171, 0.16);

  --ease: cubic-bezier(0.22, 1, 0.36, 1);
}

/* ---------- Reset ---------- */
*, *::before, *::after { box-sizing: border-box; }
* { margin: 0; }
html { -webkit-text-size-adjust: 100%; scroll-behavior: smooth; }
@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { animation-duration: 0.001ms !important; animation-iteration-count: 1 !important; transition-duration: 0.001ms !important; }
}
body {
  font-family: var(--font-sans);
  font-size: var(--fs-body);
  line-height: 1.65;
  color: var(--slate-700);
  background: var(--white);
  -webkit-font-smoothing: antialiased;
  text-rendering: optimizeLegibility;
  overflow-x: clip;
}
img, picture, svg, video { display: block; max-width: 100%; height: auto; }
a { color: inherit; text-decoration: none; }
button, input, textarea, select { font: inherit; color: inherit; }
ul[class], ol[class] { list-style: none; padding: 0; }
:focus-visible { outline: 3px solid var(--navy-500); outline-offset: 2px; border-radius: 4px; }
[id] { scroll-margin-top: 96px; }

.skip-link {
  position: absolute; left: -9999px; top: 0; z-index: 200;
  background: var(--navy-900); color: #fff; padding: 0.7rem 1.1rem; border-radius: 0 0 10px 0;
}
.skip-link:focus { left: 0; }

/* ---------- Typography ---------- */
h1, h2, h3, h4 { color: var(--ink); line-height: 1.12; font-weight: 650; letter-spacing: -0.01em; }
h1 { font-size: var(--fs-h1); }
h2 { font-size: var(--fs-h2); }
h3 { font-size: var(--fs-h3); }
.display { font-family: var(--font-display); font-optical-sizing: auto; font-weight: 560; font-size: var(--fs-display); line-height: 1.04; letter-spacing: -0.02em; }
.serif { font-family: var(--font-display); font-weight: 560; }
.lead { font-size: var(--fs-lead); color: var(--slate-500); line-height: 1.62; }
p { max-width: 68ch; }
strong { color: var(--ink); font-weight: 700; }

.eyebrow {
  display: inline-flex; align-items: center; gap: 0.55rem;
  font-size: var(--fs-xs); font-weight: 700; letter-spacing: 0.16em; text-transform: uppercase;
  color: var(--navy-600);
}
.eyebrow::before { content: ""; width: 28px; height: 2px; background: var(--green-500); border-radius: 2px; }
.eyebrow.on-dark { color: var(--green-400); }
.text-gradient { background: linear-gradient(100deg, var(--green-600), var(--green-400)); -webkit-background-clip: text; background-clip: text; color: transparent; }
.text-gradient-blue { background: linear-gradient(100deg, var(--navy-500), var(--sky)); -webkit-background-clip: text; background-clip: text; color: transparent; }

/* Chalk-line heading accent */
.h-accent { position: relative; display: inline-block; }
.h-accent::after {
  content: ""; position: absolute; left: 0; bottom: -0.14em; height: 0.16em; width: 100%;
  background: linear-gradient(90deg, var(--green-500), var(--green-400));
  border-radius: 3px; opacity: 0.55;
  transform: scaleX(0); transform-origin: left center; transition: transform 0.9s var(--ease) 0.15s;
}
.h-accent.in::after { transform: scaleX(1); }

/* ---------- Layout ---------- */
.container { width: 100%; max-width: var(--container); margin-inline: auto; padding-inline: var(--gutter); }
.container-wide { max-width: var(--container-wide); }
.container-narrow { max-width: var(--container-narrow); }
.section { padding-block: var(--section-y); }
.section-sm { padding-block: clamp(3rem, 2rem + 3vw, 5rem); }
.bg-paper { background: var(--paper); }
.bg-parchment { background: var(--parchment); }
.bg-green-tint { background: var(--green-050); }
.bg-navy { background: var(--navy-900); color: var(--on-dark); }
.bg-navy h1, .bg-navy h2, .bg-navy h3, .bg-navy h4 { color: #fff; }
.bg-gradient-navy { background: radial-gradient(120% 120% at 80% -10%, var(--navy-700) 0%, var(--navy-900) 48%, var(--navy-950) 100%); color: var(--on-dark); }
.bg-gradient-navy h1, .bg-gradient-navy h2, .bg-gradient-navy h3 { color: #fff; }
.bg-navy p, .bg-gradient-navy p { color: var(--on-dark); }

.grid { display: grid; gap: clamp(1.25rem, 0.8rem + 1.6vw, 2rem); }
.cols-2 { grid-template-columns: repeat(2, 1fr); }
.cols-3 { grid-template-columns: repeat(3, 1fr); }
.cols-4 { grid-template-columns: repeat(4, 1fr); }
.align-center { align-items: center; }
.center { text-align: center; }
.center p { margin-inline: auto; }
.mt-2 { margin-top: 0.75rem; } .mt-4 { margin-top: 1.25rem; } .mt-6 { margin-top: 1.75rem; } .mt-8 { margin-top: 2.5rem; }
.mb-2 { margin-bottom: 0.75rem; } .mb-4 { margin-bottom: 1.25rem; } .mb-6 { margin-bottom: 1.75rem; } .mb-8 { margin-bottom: 2.5rem; }
.maxw-md { max-width: 640px; } .maxw-lg { max-width: 820px; }

.section-head { max-width: 820px; margin-bottom: clamp(2.25rem, 1.5rem + 3vw, 4rem); }
.section-head.center { margin-inline: auto; }
.section-head h2 { margin-top: 0.85rem; }
.section-head .lead { margin-top: 1rem; }

/* Ledger rule: double hairline, scholarly */
.ledger-rule { height: 7px; border-top: 1px solid var(--line); border-bottom: 1px solid var(--line); margin-block: 0.25rem; }

/* ---------- Buttons ---------- */
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 0.55rem;
  font-weight: 700; font-size: 1rem; line-height: 1.2; letter-spacing: 0.005em;
  padding: 0.85rem 1.45rem; border-radius: 999px; border: 2px solid transparent;
  cursor: pointer; transition: transform 0.25s var(--ease), box-shadow 0.25s var(--ease), background 0.25s var(--ease), color 0.25s var(--ease), border-color 0.25s var(--ease);
  will-change: transform;
}
.btn svg { width: 1.05em; height: 1.05em; flex: none; }
.btn:active { transform: translateY(1px) scale(0.99); }
.btn-green { background: linear-gradient(135deg, var(--green-600), var(--green-500)); color: #fff; box-shadow: var(--shadow-green); }
.btn-green:hover { box-shadow: 0 18px 40px -12px rgba(54, 138, 54, 0.62); transform: translateY(-2px); }
.btn-navy { background: var(--navy-800); color: #fff; }
.btn-navy:hover { background: var(--navy-700); transform: translateY(-2px); }
.btn-outline { border-color: var(--navy-200, #c9d5ec); color: var(--navy-700); background: #fff; border-color: #c9d5ec; }
.btn-outline:hover { border-color: var(--navy-500); box-shadow: var(--ring); }
.btn-ghost-light { border-color: rgba(255,255,255,0.35); color: #fff; background: rgba(255,255,255,0.06); }
.btn-ghost-light:hover { background: rgba(255,255,255,0.14); border-color: rgba(255,255,255,0.6); }
.btn-lg { padding: 1.05rem 1.9rem; font-size: 1.07rem; }
.btn-block { width: 100%; }
.btn-arrow svg { transition: transform 0.25s var(--ease); }
.btn-arrow:hover svg { transform: translateX(4px); }
.btn-row { display: flex; flex-wrap: wrap; gap: 0.9rem; align-items: center; }

/* ---------- Brand lockup ---------- */
.brand-text { display: grid; line-height: 1.02; gap: 0.14rem; }
.brand-text em { font-family: var(--font-display); font-style: italic; font-weight: 600; font-size: 0.98rem; color: var(--navy-600); }
.brand-text strong { font-family: var(--font-sans); font-weight: 800; font-size: 1.24rem; letter-spacing: 0.13em; color: var(--ink); }
.brand-text.on-dark em { color: #9fb4dd; }
.brand-text.on-dark strong { color: #fff; }

/* ---------- Header ---------- */
.site-header {
  position: sticky; top: 0; z-index: 100;
  background: rgba(255,255,255,0.86); backdrop-filter: blur(14px); -webkit-backdrop-filter: blur(14px);
  border-bottom: 1px solid transparent; transition: box-shadow 0.3s var(--ease), border-color 0.3s var(--ease), background 0.3s var(--ease);
}
.site-header.scrolled { border-color: var(--line); box-shadow: 0 6px 24px -18px rgba(12,28,58,0.35); background: rgba(255,255,255,0.94); }
.nav { display: flex; align-items: center; justify-content: space-between; gap: 1rem; min-height: 78px; }
.nav-logo { display: inline-flex; align-items: center; gap: 0.7rem; flex: none; }
.nav-logo svg, .nav-logo img { height: 52px; width: auto; }
.nav-menu { display: flex; align-items: center; gap: 0.25rem; }
.nav-item { position: relative; }
.nav-link {
  display: inline-flex; align-items: center; gap: 0.3rem;
  font-weight: 650; font-size: 0.99rem; color: var(--slate-700);
  padding: 0.65rem 0.85rem; border-radius: 10px; transition: color 0.2s, background 0.2s;
}
.nav-link:hover { color: var(--navy-700); background: var(--navy-100); }
.nav-link[aria-current="page"] { color: var(--navy-700); }
.nav-link .chev { width: 0.85em; height: 0.85em; transition: transform 0.25s var(--ease); }
.nav-item:hover .chev, .nav-item:focus-within .chev { transform: rotate(180deg); }

.dropdown {
  position: absolute; top: calc(100% + 10px); left: 50%; transform: translateX(-50%) translateY(8px);
  min-width: 320px; background: #fff; border: 1px solid var(--line); border-radius: var(--radius);
  box-shadow: var(--shadow-lg); padding: 0.6rem;
  opacity: 0; visibility: hidden; transition: opacity 0.22s var(--ease), transform 0.22s var(--ease), visibility 0.22s;
  display: grid; gap: 0.15rem; z-index: 50;
}
.nav-item:hover .dropdown, .nav-item:focus-within .dropdown { opacity: 1; visibility: visible; transform: translateX(-50%) translateY(0); }
.dropdown a { display: grid; gap: 0.1rem; padding: 0.65rem 0.8rem; border-radius: 10px; transition: background 0.18s; }
.dropdown a:hover { background: var(--green-050); }
.dropdown a strong { color: var(--ink); font-size: 0.98rem; }
.dropdown a span { color: var(--slate-500); font-size: 0.85rem; }
.dropdown .dd-rule { height: 1px; background: var(--line); margin: 0.35rem 0.5rem; }
.nav-cta { display: flex; align-items: center; gap: 0.7rem; }
.nav-cta .btn { padding: 0.72rem 1.2rem; font-size: 0.95rem; }
.nav-toggle { display: none; border: 0; background: none; padding: 0.5rem; border-radius: 10px; cursor: pointer; }
.nav-toggle svg { width: 28px; height: 28px; color: var(--ink); }

/* Mobile menu */
.mobile-menu {
  position: fixed; inset: 0; z-index: 150; background: var(--navy-950); color: #fff;
  padding: 1.25rem var(--gutter) 3rem; overflow-y: auto;
  transform: translateX(102%); transition: transform 0.38s var(--ease); visibility: hidden;
}
.mobile-menu.open { transform: translateX(0); visibility: visible; }
.mobile-menu-top { display: flex; align-items: center; justify-content: space-between; margin-bottom: 1.5rem; }
.mobile-menu-top svg, .mobile-menu-top img { height: 46px; width: auto; }
.mobile-close { border: 0; background: rgba(255,255,255,0.08); border-radius: 10px; padding: 0.55rem; cursor: pointer; }
.mobile-close svg { width: 24px; height: 24px; color: #fff; }
.mobile-nav { display: grid; gap: 0.15rem; }
.mobile-nav a {
  padding: 0.85rem 0.5rem; font-size: 1.12rem; font-weight: 650; color: #eef2fa;
  border-bottom: 1px solid rgba(255,255,255,0.07);
}
.mobile-nav a.sub { font-size: 0.98rem; font-weight: 550; color: var(--on-dark); padding-left: 1.1rem; }
.mobile-nav .btn { margin-top: 1rem; border-bottom: 0; }
.mobile-nav .btn-block + .btn-block { margin-top: 0.6rem; }

/* ---------- Hero ---------- */
.hero { position: relative; overflow: clip; }
.hero-mesh {
  background:
    radial-gradient(52% 46% at 88% 6%, rgba(68, 163, 64, 0.10) 0%, transparent 100%),
    radial-gradient(46% 44% at 4% 92%, rgba(44, 86, 171, 0.10) 0%, transparent 100%),
    linear-gradient(180deg, var(--paper) 0%, #fff 78%);
}
.hero-blob { position: absolute; border-radius: 50%; filter: blur(52px); opacity: 0.7; pointer-events: none; }
.hero-grid {
  display: grid; grid-template-columns: 1.06fr 0.94fr; gap: clamp(2rem, 1rem + 4vw, 4.5rem);
  align-items: center; padding-block: clamp(3.5rem, 2rem + 6vw, 7rem);
  position: relative; z-index: 2;
}
.hero-content .lead { margin-top: 1.4rem; }
.trust-badges { display: flex; flex-wrap: wrap; gap: 0.6rem 1.4rem; margin-top: 1.9rem; }
.trust-badge { display: inline-flex; align-items: center; gap: 0.45rem; font-weight: 650; font-size: 0.93rem; color: var(--slate-700); }
.trust-badge svg { width: 1.1em; height: 1.1em; color: var(--green-600); flex: none; }

/* Framed-portrait hero media: diploma-frame offset border */
.hero-media { position: relative; }
.img-frame { position: relative; border-radius: var(--radius-lg); }
.img-frame::before {
  content: ""; position: absolute; inset: 0; border-radius: inherit;
  transform: translate(14px, 14px); border: 2px solid var(--green-500); opacity: 0.5; z-index: 0;
}
.img-frame > img, .img-frame > .frame-fill { position: relative; z-index: 1; border-radius: inherit; box-shadow: var(--shadow-lg); width: 100%; }
.hero-chip {
  position: absolute; z-index: 3; background: #fff; border: 1px solid var(--line); border-radius: 14px;
  box-shadow: var(--shadow); padding: 0.7rem 0.95rem; display: flex; align-items: center; gap: 0.6rem;
}
.hero-chip svg { width: 22px; height: 22px; color: var(--green-600); flex: none; }
.hero-chip strong { display: block; font-size: 0.93rem; color: var(--ink); line-height: 1.25; }
.hero-chip span { font-size: 0.8rem; color: var(--slate-500); line-height: 1.3; }

/* ---------- Cards ---------- */
.card {
  background: #fff; border: 1px solid var(--line); border-radius: var(--radius-lg);
  padding: clamp(1.4rem, 1.1rem + 1.2vw, 2.1rem); box-shadow: var(--shadow-sm);
  transition: transform 0.3s var(--ease), box-shadow 0.3s var(--ease), border-color 0.3s var(--ease);
  position: relative;
}
.card:hover { transform: translateY(-5px); box-shadow: var(--shadow); border-color: #d5dbe6; }
.card h3 { margin-top: 1rem; }
.card p { margin-top: 0.6rem; font-size: 0.99rem; }
.card .learn { display: inline-flex; align-items: center; gap: 0.4rem; margin-top: 1rem; font-weight: 700; color: var(--navy-600); font-size: 0.97rem; }
.card .learn svg { width: 1em; height: 1em; transition: transform 0.25s var(--ease); }
.card:hover .learn svg { transform: translateX(4px); }
a.card { display: block; }

.icon-chip {
  width: 56px; height: 56px; border-radius: 16px; display: grid; place-items: center;
  background: var(--green-050); color: var(--green-700); border: 1px solid #d9ecd4;
}
.icon-chip.blue { background: var(--navy-100); color: var(--navy-600); border-color: #cfdcf2; }
.icon-chip svg { width: 28px; height: 28px; }
.card-tag {
  position: absolute; top: 1.1rem; right: 1.1rem; font-size: 0.72rem; font-weight: 800;
  letter-spacing: 0.08em; text-transform: uppercase; color: var(--green-700);
  background: var(--green-100); padding: 0.28rem 0.6rem; border-radius: 999px;
}

/* ---------- Stats ---------- */
.stats { display: grid; grid-template-columns: repeat(4, 1fr); gap: 1rem; }
.stat { text-align: center; padding: 1.6rem 1rem; border-radius: var(--radius); }
.stat .num { font-family: var(--font-display); font-size: clamp(2.1rem, 1.5rem + 2.4vw, 3.3rem); font-weight: 600; color: var(--ink); line-height: 1; }
.stat .lbl { margin-top: 0.55rem; font-size: 0.92rem; font-weight: 600; color: var(--slate-500); }
.bg-navy .stat .num, .bg-gradient-navy .stat .num { color: #fff; }
.bg-navy .stat .lbl, .bg-gradient-navy .stat .lbl { color: var(--on-dark); }
.stat-rule { border-left: 1px solid var(--line); }
.bg-navy .stat-rule, .bg-gradient-navy .stat-rule { border-color: rgba(255,255,255,0.12); }

/* ---------- Steps ---------- */
.steps { display: grid; grid-template-columns: repeat(3, 1fr); gap: clamp(1.25rem, 1rem + 1.5vw, 2rem); counter-reset: step; }
.step { position: relative; background: #fff; border: 1px solid var(--line); border-radius: var(--radius-lg); padding: 2rem 1.7rem 1.8rem; box-shadow: var(--shadow-sm); }
.step-num {
  width: 52px; height: 52px; border-radius: 50%; display: grid; place-items: center;
  font-family: var(--font-display); font-weight: 600; font-size: 1.35rem; color: #fff;
  background: linear-gradient(135deg, var(--navy-600), var(--navy-800)); box-shadow: var(--shadow);
}
.step h3 { margin-top: 1.1rem; font-size: 1.28rem; }
.step p { margin-top: 0.55rem; font-size: 0.98rem; }
.step-connect { position: absolute; top: 2.6rem; right: -1.4rem; width: 2.8rem; height: 2px; background: repeating-linear-gradient(90deg, var(--green-500) 0 6px, transparent 6px 12px); opacity: 0.6; }

/* ---------- Compare panel ---------- */
.compare { display: grid; grid-template-columns: 1fr 1fr; gap: clamp(1.25rem, 1rem + 1.5vw, 2rem); }
.compare-col { background: #fff; border: 1px solid var(--line); border-radius: var(--radius-lg); padding: clamp(1.5rem, 1.2rem + 1.4vw, 2.3rem); box-shadow: var(--shadow-sm); position: relative; overflow: clip; }
.compare-col::before { content: ""; position: absolute; top: 0; left: 0; right: 0; height: 5px; }
.compare-col.a::before { background: linear-gradient(90deg, var(--navy-600), var(--sky)); }
.compare-col.b::before { background: linear-gradient(90deg, var(--green-600), var(--green-400)); }
.compare-col h3 { font-size: 1.4rem; }
.compare-col .sub { margin-top: 0.35rem; color: var(--slate-500); font-size: 0.95rem; }
.compare-list { margin-top: 1.25rem; display: grid; gap: 0.7rem; }
.compare-list li { display: flex; gap: 0.65rem; align-items: flex-start; font-size: 0.99rem; }
.compare-list svg { width: 1.25em; height: 1.25em; flex: none; margin-top: 0.12em; }
.compare-list .yes svg { color: var(--green-600); }
.compare-list .info svg { color: var(--navy-500); }
.compare-vs {
  position: absolute; left: 50%; top: 50%; transform: translate(-50%, -50%);
  width: 58px; height: 58px; border-radius: 50%; display: grid; place-items: center;
  background: var(--navy-900); color: #fff; font-weight: 800; letter-spacing: 0.04em;
  border: 4px solid #fff; box-shadow: var(--shadow); z-index: 3; font-size: 0.95rem;
}
.compare-wrap { position: relative; }

/* ---------- Checklist ---------- */
.checklist { display: grid; gap: 0.8rem; }
.checklist li { display: flex; gap: 0.7rem; align-items: flex-start; }
.checklist svg { width: 1.35em; height: 1.35em; color: var(--green-600); flex: none; margin-top: 0.06em; }
.checklist strong { color: var(--ink); }
.bg-navy .checklist svg, .bg-gradient-navy .checklist svg { color: var(--green-400); }

/* ---------- Testimonials ---------- */
.t-card { background: #fff; border: 1px solid var(--line); border-radius: var(--radius-lg); padding: 1.9rem 1.7rem; box-shadow: var(--shadow-sm); display: flex; flex-direction: column; gap: 1rem; height: 100%; }
.t-stars { display: inline-flex; gap: 0.2rem; color: var(--amber); }
.t-stars svg { width: 18px; height: 18px; }
.t-quote { font-size: 1.01rem; color: var(--slate-700); flex: 1; }
.t-who { display: flex; align-items: center; gap: 0.8rem; }
.t-ava {
  width: 44px; height: 44px; border-radius: 50%; display: grid; place-items: center;
  font-weight: 800; color: #fff; background: linear-gradient(135deg, var(--navy-500), var(--navy-700)); font-size: 0.95rem;
}
.t-who strong { display: block; color: var(--ink); font-size: 0.98rem; line-height: 1.2; }
.t-who span { font-size: 0.85rem; color: var(--slate-500); }
.g-badge { display: inline-flex; align-items: center; gap: 0.6rem; background: #fff; border: 1px solid var(--line); border-radius: 999px; padding: 0.6rem 1.1rem; box-shadow: var(--shadow-sm); font-weight: 700; font-size: 0.95rem; color: var(--ink); }
.g-badge svg { width: 20px; height: 20px; }

/* ---------- Marquee ---------- */
.marquee { overflow: hidden; position: relative; -webkit-mask-image: linear-gradient(90deg, transparent, #000 8%, #000 92%, transparent); mask-image: linear-gradient(90deg, transparent, #000 8%, #000 92%, transparent); }
.marquee-track { display: inline-flex; gap: 3.5rem; align-items: center; white-space: nowrap; animation: marquee 36s linear infinite; padding-block: 0.4rem; }
@keyframes marquee { to { transform: translateX(-50%); } }
.marquee-item { display: inline-flex; align-items: center; gap: 0.6rem; font-weight: 700; color: var(--slate-400); font-size: 1.02rem; letter-spacing: 0.02em; }
.marquee-item svg { width: 1.15em; height: 1.15em; color: var(--green-500); }
@media (prefers-reduced-motion: reduce) { .marquee-track { animation: none; } }

/* ---------- FAQ ---------- */
.faq-list { display: grid; gap: 0.85rem; }
.faq-item { background: #fff; border: 1px solid var(--line); border-radius: var(--radius); box-shadow: var(--shadow-sm); overflow: clip; transition: border-color 0.25s; }
.faq-item[open] { border-color: #c7d3ea; }
.faq-item summary {
  list-style: none; cursor: pointer; display: flex; align-items: center; justify-content: space-between; gap: 1rem;
  padding: 1.15rem 1.35rem; font-weight: 700; color: var(--ink); font-size: 1.04rem;
}
.faq-item summary::-webkit-details-marker { display: none; }
.faq-item .pm { flex: none; width: 30px; height: 30px; border-radius: 50%; display: grid; place-items: center; background: var(--green-050); color: var(--green-700); transition: transform 0.3s var(--ease), background 0.3s, color 0.3s; }
.faq-item .pm svg { width: 16px; height: 16px; }
.faq-item[open] .pm { transform: rotate(45deg); background: var(--navy-800); color: #fff; }
.faq-item .faq-a { padding: 0 1.35rem 1.3rem; color: var(--slate-700); font-size: 0.99rem; }
.faq-item .faq-a p + p { margin-top: 0.6rem; }
.faq-extra { display: none; }
.faq-more-wrap { text-align: center; margin-top: 1.6rem; }

/* ---------- Quote form (multi-step) ---------- */
.qf { background: #fff; border: 1px solid var(--line); border-radius: var(--radius-xl); box-shadow: var(--shadow-lg); padding: clamp(1.6rem, 1.2rem + 1.8vw, 2.6rem); }
.qf-progress { height: 8px; border-radius: 999px; background: var(--parchment); overflow: hidden; }
.qf-progress-fill { height: 100%; width: 0; border-radius: inherit; background: linear-gradient(90deg, var(--green-600), var(--green-400)); transition: width 0.4s var(--ease); }
.qf-stepmeta { margin-top: 0.6rem; font-size: 0.85rem; font-weight: 700; color: var(--slate-400); letter-spacing: 0.04em; }
.qf-step { margin-top: 1.4rem; display: grid; gap: 1rem; }
.qf-step h3 { font-size: 1.35rem; }
.qf-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 0.9rem; }
.qf label { display: grid; gap: 0.35rem; font-weight: 650; font-size: 0.93rem; color: var(--ink); }
.qf input[type="text"], .qf input[type="email"], .qf input[type="tel"], .qf select, .qf textarea {
  border: 1.5px solid var(--line); border-radius: 12px; padding: 0.8rem 0.95rem; background: var(--paper);
  transition: border-color 0.2s, box-shadow 0.2s; width: 100%;
}
.qf input:focus, .qf select:focus, .qf textarea:focus { outline: none; border-color: var(--navy-500); box-shadow: var(--ring); background: #fff; }
.qf input[aria-invalid="true"] { border-color: var(--danger); }
.qf-choices { display: grid; grid-template-columns: 1fr 1fr; gap: 0.7rem; }
.qf-choice { position: relative; }
.qf-choice input { position: absolute; opacity: 0; inset: 0; cursor: pointer; }
.qf-choice span {
  display: flex; align-items: center; justify-content: center; gap: 0.5rem; text-align: center;
  border: 1.5px solid var(--line); border-radius: 12px; padding: 0.85rem 0.9rem; font-weight: 650; font-size: 0.97rem;
  background: var(--paper); transition: all 0.2s; min-height: 54px;
}
.qf-choice input:checked + span { border-color: var(--green-600); background: var(--green-050); color: var(--green-700); box-shadow: 0 0 0 3px rgba(54,138,54,0.14); }
.qf-choice input:focus-visible + span { box-shadow: var(--ring); }
.qf-nav { display: flex; justify-content: space-between; gap: 0.8rem; margin-top: 0.4rem; }
.qf-error { color: var(--danger); font-size: 0.9rem; font-weight: 650; min-height: 1.2em; }
.qf-success { text-align: center; padding: 2.5rem 1rem; display: grid; gap: 0.8rem; justify-items: center; }
.qf-success svg { width: 64px; height: 64px; color: var(--green-600); }
.qf-fineprint { font-size: 0.8rem; color: var(--slate-400); line-height: 1.5; }
.qf-fineprint a { text-decoration: underline; }

/* ---------- Tables ---------- */
.table-wrap { overflow-x: auto; border: 1px solid var(--line); border-radius: var(--radius); box-shadow: var(--shadow-sm); background: #fff; }
table.data { width: 100%; border-collapse: collapse; font-size: 0.97rem; min-width: 560px; }
table.data th { background: var(--navy-900); color: #fff; text-align: left; padding: 0.9rem 1.1rem; font-weight: 700; white-space: nowrap; }
table.data td { padding: 0.85rem 1.1rem; border-top: 1px solid var(--line); vertical-align: top; }
table.data tr:nth-child(even) td { background: var(--paper); }
table.data td svg.yes { width: 1.2em; height: 1.2em; color: var(--green-600); }
table.data td svg.no { width: 1.2em; height: 1.2em; color: var(--slate-400); }

/* ---------- CTA band ---------- */
.cta-band { position: relative; overflow: clip; }
.cta-band .container { position: relative; z-index: 2; }
.cta-band-inner { display: grid; grid-template-columns: 1.2fr 0.8fr; gap: 2rem; align-items: center; }
.cta-deco { position: absolute; border-radius: 50%; filter: blur(60px); opacity: 0.5; pointer-events: none; }

/* ---------- Professor's Note ---------- */
.prof-note {
  position: relative; background: #fffdf5; border: 1px solid #ece5cf; border-left: 5px solid var(--amber);
  border-radius: var(--radius); padding: 1.5rem 1.6rem 1.4rem; box-shadow: var(--shadow-sm);
}
.prof-note .pn-head { display: flex; align-items: center; gap: 0.6rem; font-weight: 800; color: var(--ink); font-size: 0.95rem; letter-spacing: 0.05em; text-transform: uppercase; }
.prof-note .pn-head svg { width: 20px; height: 20px; color: var(--amber); }
.prof-note p { margin-top: 0.6rem; font-size: 0.99rem; }

/* ---------- Team / person ---------- */
.person { display: grid; grid-template-columns: 96px 1fr; gap: 1.2rem; align-items: center; }
.person img { width: 96px; height: 96px; border-radius: 50%; object-fit: cover; border: 3px solid #fff; box-shadow: var(--shadow); }
.person strong { display: block; color: var(--ink); font-size: 1.05rem; }
.person span { font-size: 0.9rem; color: var(--slate-500); }

/* ---------- Article / prose ---------- */
.prose { max-width: var(--container-narrow); margin-inline: auto; }
.prose h2 { margin-top: 2.6rem; }
.prose h3 { margin-top: 1.9rem; }
.prose p { margin-top: 1.05rem; }
.prose ul, .prose ol { margin-top: 1rem; padding-left: 1.4rem; display: grid; gap: 0.5rem; }
.prose li::marker { color: var(--green-600); font-weight: 700; }
.prose a { color: var(--navy-600); font-weight: 650; text-decoration: underline; text-decoration-color: rgba(44,86,171,0.35); text-underline-offset: 3px; }
.prose a:hover { text-decoration-color: var(--navy-600); }
.prose blockquote { margin-top: 1.4rem; border-left: 4px solid var(--green-500); padding: 0.4rem 0 0.4rem 1.2rem; color: var(--ink); font-family: var(--font-display); font-size: 1.15rem; }
.article-meta { display: flex; flex-wrap: wrap; align-items: center; gap: 0.9rem; color: var(--slate-500); font-size: 0.92rem; margin-top: 1.1rem; }
.article-meta img { width: 40px; height: 40px; border-radius: 50%; object-fit: cover; }

/* ---------- Article layout with sidebar ---------- */
.layout-article { display: grid; grid-template-columns: minmax(0, 1fr) 330px; gap: clamp(2rem, 1.5rem + 2.5vw, 4rem); align-items: start; }
.prose.flush { margin-inline: 0; max-width: none; }
.aside { position: sticky; top: 100px; display: grid; gap: 1.25rem; }
.aside-card { background: #fff; border: 1px solid var(--line); border-radius: var(--radius-lg); padding: 1.5rem 1.45rem; box-shadow: var(--shadow-sm); }
.aside-card.navy { background: linear-gradient(150deg, var(--navy-800), var(--navy-950)); border-color: var(--navy-700); color: var(--on-dark); }
.aside-card.navy h4 { color: #fff; }
.aside-card h4 { font-size: 1.08rem; margin-bottom: 0.6rem; }
.aside-card p { font-size: 0.93rem; }
.aside-card .btn { margin-top: 1rem; width: 100%; }
.aside-links { display: grid; gap: 0.15rem; margin-top: 0.4rem; }
.aside-links a { display: flex; align-items: center; gap: 0.5rem; padding: 0.5rem 0.4rem; border-radius: 8px; font-size: 0.94rem; font-weight: 650; color: var(--slate-700); transition: background 0.18s, color 0.18s; }
.aside-links a:hover { background: var(--green-050); color: var(--green-700); }
.aside-links svg { width: 0.95em; height: 0.95em; flex: none; color: var(--green-600); }
.aside-person { display: flex; align-items: center; gap: 0.9rem; margin-bottom: 0.9rem; }
.aside-person img { width: 62px; height: 62px; border-radius: 50%; object-fit: cover; border: 2px solid rgba(255,255,255,0.35); }
.aside-person strong { display: block; color: #fff; font-size: 1rem; line-height: 1.2; }
.aside-person span { font-size: 0.82rem; color: var(--on-dark); }
@media (max-width: 1024px) { .layout-article { grid-template-columns: minmax(0, 1fr); } .aside { position: static; } }

/* ---------- Blog cards ---------- */
.post-card { display: flex; flex-direction: column; overflow: clip; padding: 0; }
.post-card .post-media { aspect-ratio: 16 / 9; overflow: clip; background: var(--parchment); }
.post-card .post-media img, .post-card .post-media svg { width: 100%; height: 100%; object-fit: cover; transition: transform 0.5s var(--ease); }
.post-card:hover .post-media img, .post-card:hover .post-media svg { transform: scale(1.045); }
.post-card .post-body { padding: 1.4rem 1.5rem 1.6rem; display: grid; gap: 0.55rem; }
.post-card .post-kicker { font-size: 0.76rem; font-weight: 800; letter-spacing: 0.1em; text-transform: uppercase; color: var(--green-700); }
.post-card h3 { font-size: 1.22rem; line-height: 1.3; }
.post-card p { font-size: 0.95rem; }

/* ---------- Footer ---------- */
.site-footer { background: var(--navy-950); color: var(--on-dark); }
.footer-main { display: grid; grid-template-columns: 1.4fr 1fr 1fr 1.2fr; gap: clamp(2rem, 1.5rem + 2vw, 3.5rem); padding-block: clamp(3rem, 2rem + 3vw, 4.5rem); }
.footer-brand svg, .footer-brand img { height: 56px; width: auto; }
.footer-brand p { margin-top: 1.1rem; font-size: 0.95rem; max-width: 34ch; }
.footer-social { display: flex; gap: 0.7rem; margin-top: 1.3rem; }
.footer-social a { width: 42px; height: 42px; border-radius: 50%; display: grid; place-items: center; background: rgba(255,255,255,0.07); transition: background 0.2s, transform 0.2s; }
.footer-social a:hover { background: var(--green-600); transform: translateY(-3px); }
.footer-social svg { width: 20px; height: 20px; color: #fff; }
.footer-col h4 { color: #fff; font-size: 0.9rem; letter-spacing: 0.12em; text-transform: uppercase; margin-bottom: 1.1rem; }
.footer-col ul { display: grid; gap: 0.55rem; }
.footer-col a { font-size: 0.97rem; color: var(--on-dark); transition: color 0.2s; }
.footer-col a:hover { color: #fff; }
.footer-contact li { display: flex; gap: 0.65rem; align-items: flex-start; font-size: 0.96rem; }
.footer-contact svg { width: 1.15em; height: 1.15em; flex: none; margin-top: 0.2em; color: var(--green-400); }
.footer-contact a:hover { color: #fff; }
.footer-legal { border-top: 1px solid rgba(255,255,255,0.09); padding-block: 1.6rem; }
.footer-legal .fine { font-size: 0.8rem; color: #7f8db0; line-height: 1.6; max-width: none; }
.footer-legal .fine + .fine { margin-top: 0.7rem; }
.footer-bottom { display: flex; flex-wrap: wrap; gap: 0.8rem 1.6rem; align-items: center; justify-content: space-between; padding-block: 1.4rem; border-top: 1px solid rgba(255,255,255,0.09); font-size: 0.88rem; color: #93a1c4; }
.footer-bottom ul { display: flex; flex-wrap: wrap; gap: 1.2rem; }
.footer-bottom a:hover { color: #fff; }

/* ---------- Sticky mobile CTA (MOBILE ONLY) ---------- */
.sticky-cta {
  position: fixed; left: 0; right: 0; bottom: 0; z-index: 90;
  display: flex; gap: 0.6rem; padding: 0.7rem 0.9rem calc(0.7rem + env(safe-area-inset-bottom));
  background: rgba(8, 18, 38, 0.92); backdrop-filter: blur(12px); -webkit-backdrop-filter: blur(12px);
  transform: translateY(110%); transition: transform 0.35s var(--ease);
}
.sticky-cta.show { transform: translateY(0); }
.sticky-cta .btn { flex: 1; padding: 0.85rem 0.5rem; font-size: 0.98rem; }
@media (min-width: 1024px) { .sticky-cta { display: none !important; } }

/* ---------- Utility widgets ---------- */
.scroll-progress { position: fixed; top: 0; left: 0; height: 3px; width: 0; z-index: 130; background: linear-gradient(90deg, var(--green-600), var(--green-400)); }
.to-top {
  position: fixed; right: 1.1rem; bottom: 5.4rem; z-index: 89; width: 46px; height: 46px; border-radius: 50%;
  border: 0; cursor: pointer; display: grid; place-items: center; background: var(--navy-800); color: #fff;
  box-shadow: var(--shadow); opacity: 0; visibility: hidden; transform: translateY(8px);
  transition: opacity 0.3s, transform 0.3s, visibility 0.3s, background 0.2s;
}
.to-top.show { opacity: 1; visibility: visible; transform: translateY(0); }
.to-top:hover { background: var(--navy-600); }
.to-top svg { width: 20px; height: 20px; }
@media (min-width: 1024px) { .to-top { bottom: 1.4rem; } }

/* ---------- Reveal ---------- */
.reveal { opacity: 0; transform: translateY(22px); transition: opacity 0.7s var(--ease), transform 0.7s var(--ease); }
.reveal.in { opacity: 1; transform: none; }
.reveal.d1 { transition-delay: 0.08s; } .reveal.d2 { transition-delay: 0.16s; } .reveal.d3 { transition-delay: 0.24s; } .reveal.d4 { transition-delay: 0.32s; }
@media (prefers-reduced-motion: reduce) { .reveal { opacity: 1; transform: none; } }

/* ---------- Pills / badges ---------- */
.pill { display: inline-flex; align-items: center; gap: 0.45rem; background: var(--navy-100); color: var(--navy-700); font-weight: 700; font-size: 0.84rem; border-radius: 999px; padding: 0.38rem 0.85rem; }
.pill.green { background: var(--green-100); color: var(--green-700); }
.pill svg { width: 1em; height: 1em; }

/* ---------- Page hero (interior) ---------- */
.page-hero { position: relative; overflow: clip; padding-block: clamp(4rem, 2.5rem + 5vw, 6.5rem) clamp(3rem, 2rem + 4vw, 5rem); }
.page-hero .eyebrow { margin-bottom: 0.9rem; }
.page-hero .lead { margin-top: 1.2rem; max-width: 60ch; }
.page-hero-grid { display: grid; grid-template-columns: 1.15fr 0.85fr; gap: clamp(2rem, 1rem + 4vw, 4.5rem); align-items: center; }

/* ---------- Responsive ---------- */
@media (max-width: 1080px) {
  .nav-menu { display: none; }
  .nav-toggle { display: inline-grid; }
  .nav-cta .btn-outline { display: none; }
  .footer-main { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 900px) {
  .hero-grid, .page-hero-grid { grid-template-columns: 1fr; }
  .hero-media { order: -1; max-width: 480px; }
  .cols-3, .cols-4 { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .stats { grid-template-columns: repeat(2, 1fr); row-gap: 1.6rem; }
  .stat-rule { border-left: 0; }
  .steps { grid-template-columns: 1fr; }
  .step-connect { display: none; }
  .compare { grid-template-columns: 1fr; }
  .compare-vs { display: none; }
  .cta-band-inner { grid-template-columns: 1fr; }
}
@media (max-width: 640px) {
  .cols-2, .cols-3, .cols-4 { grid-template-columns: minmax(0, 1fr); }
  .qf-grid, .qf-choices { grid-template-columns: 1fr; }
  .btn-row .btn { width: 100%; }
  .nav-cta .btn-green { padding: 0.62rem 0.95rem; font-size: 0.88rem; }
  .nav-logo svg, .nav-logo img { height: 44px; }
  .stats { grid-template-columns: 1fr 1fr; }
  .person { grid-template-columns: 72px 1fr; }
  .person img { width: 72px; height: 72px; }
  .footer-main { grid-template-columns: 1fr; }
  .hero-chip { display: none; }
}

/* ---------- Print ---------- */
@media print {
  .site-header, .site-footer, .sticky-cta, .to-top, .scroll-progress, .mobile-menu { display: none !important; }
  body { color: #000; }
}