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7 costly Medicare mistakes, and the 10 minutes that prevent each one.

These are not hypotheticals. They are the seven errors that walk into our office every single week, usually wearing the words: nobody told me.

Real cases, anonymized The fix for each mistake Free, forever

A preview

The seven, named

The COBRA trap. Assuming COBRA delays your Part B clock. It does not, and the penalty is permanent.
The birthday autopilot. Missing your 7-month Initial Enrollment window because the mail pile looked like junk.
The $0 assumption. Choosing a plan on premium alone and meeting the copays later, at the worst time.
The skipped drug plan. No medications today, permanent Part D penalty tomorrow.
The set-and-forget plan. Never reading the ANOC letter while the plan quietly changes underneath you.
The Medigap window waste. Letting the six no-health-questions months pass, then failing underwriting years later.
The lone-wolf enrollment. Doing it all solo when licensed help costs exactly nothing.

The guide tells the story behind each one, what it cost, and the ten-minute action that prevents it.

The full stories, the fixes, one PDF.

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Do not panic; most have remedies if caught early. Call and we will find yours together.